EBIT
Earnings before interest and tax
EBITDA
Earnings before investment income and finance
cost, tax, depreciation, amortisation and write-offs,
impairments and losses
ECLs
Expected credit losses
ESD
Enterprise and supplier development
ESOP
Employee share ownership plan
Exco
Group Executive Committee
IAS
International Accounting Standard
IASB
International Accounting Standards Board
ICASA
Independent Communications Authority
of South Africa
ICT
Information communication technology
IFRS
International Financial Reporting Standards
IT
Information technology
SAA
Strategic asset allocation
SARB
South African Reserve Bank
SARS
South African Revenue Services
SCF
Supply chain financing
SIU
Special Investigating Unit
SMB
Small and Medium Business
SMME
Small, medium and micro enterprise
SMS
Short Message Service
