19. Trade and other receivables and contract assets
19.1 Trade and other receivables
 
   Group  Company 
   31 March 
2022 
Rm
 
31 March 
2021 
Rm
 
31 March 
2022 
Rm
 
31 March 
2021 
Rm
 
Trade and other receivables 7 797  7 227  6 788  6 890 
Trade receivables 5 210  5 077  4 880  4 947 
Gross trade receivables 7 506  7 395  6 518  6 699 
Impairment of receivables (2 296) (2 318) (1 638) (1 752)
Other receivables 1 970  1 652  1 550  1 663 
Prepayments 617  498  358  280 

Trade receivables are amounts due from customers for goods sold or services performed in the ordinary course of business. The repayment terms of trade receivables vary between 21 days and 90 days from date of invoice. Interest charged on overdue accounts varies between the prime rate and a rate of 18%, depending on the contract terms.

Trade receivables are recognised initially at the transaction price, unless they contain significant financing components, in which case they are recognised at fair value.

Other receivables generally arise from transactions outside the usual operating activities of the Group. Other receivables include sundry debtors, staff bursaries and staff loans.

   Group  Company 
   31 March 
2022 
Rm
 
31 March 
2021 
Rm
 
31 March 
2022 
Rm
 
31 March 
2021 
Rm
 
Allowance account for credit losses – trade receivables 2 296  2 318  1 638  1 752 
Opening balance as previously reported 2 318  1 877  1 752  1 193 
Charged to statement of profit or loss and other comprehensive income 534  1 008  421  853 
Enterprise loss allowance movement –  –  (54) (119)
Receivables written off  (556) (567) (481) (175)

Trade receivables are written off when there is no reasonable expectation of recovery. Indicators that there is no reasonable expectation of recovery include, amongst others, the failure of a debtor to engage in a repayment plan with the Group, and a failure to make contractual payments that are based on the agreed arrangement period.

Refer to note 14.3 for a detailed credit risk analysis.

19.2 Contract assets
 

 

   Group  Company 
   31 March 
2022 
Rm
 
31 March 
2021 
Rm
 
31 March 
2022 
Rm
 
31 March 
2021 
Rm
 
Contract assets  2 055  1 747  1 976  1 635 
Gross contract assets  2 551  2 157  2 472  2 045 
Impairment of contract assets  (496) (410) (496) (410)
Allowance account for credit losses – contract assets  496  410  496  410 
Opening balance as previously reported  410  432  410  432 
Charged to statement of profit or loss and other comprehensive income  269  31  269  31 
Contract assets written off  (183) (53) (183) (53)

 

Contract assets are written off when there is no reasonable expectation of recovery. Indicators that there is no reasonable expectation of recovery include, amongst others, the failure of a debtor to engage in a repayment plan with the Group, and a failure to make contractual payments.

Refer to note 14.3 for a detailed credit risk analysis.

Sale of contract assets

Telkom entered into agreements with financial institutions to factor a ring-fenced group of contract assets. The gross carrying amount of the contracts factored is R1 009 million (31 March 2021: R422 million).

Per the arrangements, Telkom retains the contractual right to receive cash flows, and has assumed a contractual obligation to pay these cash flows received to the financial institution.

Based on the structure of the agreements, the IFRS 9 (Financial Instruments) "pass through" criteria were met for the derecognition of the contract assets and the contract asset portfolios were derecognised in its entirety as significant risks and rewards were transferred. The total cash inflow related to the derecognition is included in cash flows from operating activities in the statement of cash flows.

As part of the agreement, Telkom is obligated to pay the financial institution only from the cash collected from the customers and, as such, Telkom assumes no further obligation in relation to the agreement. In the case that there is a credit note, Telkom will not be required to refund the financial institution for the credit note. Telkom has no continuing involvement with the transferred contract asset.

Significant changes in contract assets

Contract assets have increased from the prior year, mainly due to the growth in Mobile sales and increasing device costs.